Karuna Advisors was founded by Janine Bisharat who wanted to create a professional services firm focusing on tax compliance, consulting and family office management for wealthy clients.

Karuna provides a team of certified public accountants and professionals that have years of experience and in-depth resources to complete the technical expertise as needed. We are your trusted business advisors and our goal is to provide you with proactive advice so you can make informed, timely decisions.

We leverage technology including only using Apple computers, to share our screens with both clients and employees who telecommute. We use the Enneagram in our practice to understand each other better, including our clients so that we may deliver information most efficiently and effectively to you. 

Main Office

  • 800 Oak Grove Avenue
  • Suite 200
  • Menlo Park, CA 94025
  • Phone: (650) 328-2758
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Janine Bisharat, CPA

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Janine is the founder of Karuna Advisors and has over 30 years of experience in tax and family office services primarily working with the founders of private and public companies, their entities and businesses. Janine started her career at Deloitte and attributes her creativity and approach, to her experience of over seven years at Deloitte. She also spent time at other nationally ranked firms working with high net individuals and on high profile forensic accounting divorce work.

Janine enjoys walking her dog, taking classes at the gym, taking vacations with her son Aron, and is finally completing her Masters in Tax from GGU.

Michael W. Loskutoff, CPA

Managing Director
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Mike has over 20 years of experience helping high net-worth families preserve and build their wealth through insightful income, estate and gift tax planning. He focuses on working with technology company founders, executives, investors and key employees as well as venture capital, private equity and hedge fund managers and investors. Mike specializes in equity compensation issues including incentive stock options, nonqualified options, RSUs, 83(b) elections and 10b5-1 plans. He also has expertise in guiding entrepreneurs and founders through complex transactions related to financing rounds, acquisitions and public offerings. Mike has worked with individuals, large family groups and multi-generational families in structuring their income, estate and wealth preservation strategies. Mike enjoys spending time with his wife and three daughters, hanging out on the beaches of Lake Tahoe and Hawaii and running in ultramarathon races. 

Kim Murray

Director of Administrative Services
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Kim Murray joined Karuna Advisors in 2014. Prior to joining Karuna Advisors, Kim worked at SVForum, the largest Silicon Valley technology non-profit that supports the startup, entrepreneur and VC community. In her role at SVForum she enjoyed a wide-range of responsibilities which included managing the VC/entrepreneur pitch events and the volunteer and membership programs. Her experience at the non-profit provided her with the opportunity to be immersed in Silicon Valley and the emerging technologies. Prior to SVForum, Kim worked at Addison/Wesley Publishing and was responsible for the Educational Workshop Program. Kim graduated from University of California, Santa Barbara with a B.S. in Communication Sciences and enjoys spending time with her family and friends.

Laura M. Wright, CPA

Director of Family Office Services
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Laura Wright leads our family office team and provides financial reporting, accounting, capital management, and consulting to individuals, families and their entities.  Laura has extensive experience in public accounting. Prior to joining Karuna Advisors, Laura worked for over a decade in the tax department at a large local public accounting firm.  This experience gives her valuable perspective and insight.

Sabneer Bains

Senior Accountant
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Sabneer Bains joined Karuna Advisors in July 2016 as a staff accountant. As a recent college graduate, she is excited about learning and gaining first-hand experience in tax compliance and planning. Outside of work, Sabneer enjoys playing basketball, dancing, and spending time with family and friends. She devotes her time to coaching her local high school’s girls’ basketball team. Sabneer has a B.S. in Accounting from Santa Clara University.

Grace Davenport

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Grace Davenport joined Karuna Advisors in 2016. She was previously employed as an Account Manager at Emcore Corporation and at Intel Corporation for over 10 years. She has extensive experience working with customers worldwide in a high pace environment. She studied Business Administration at San Diego State University and is currently going back to school for her Accounting degree. She enjoys spending time with her husband and two children and is fluent in both English and Spanish.

Cristian Valeriano

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Cristian joined our team in February of 2020. He is a recent graduate from San Jose State University who has a passion for accounting and finance. He is an avid reader and an eager learner. Cristian also enjoys weight training, drawing, and spending time with his family. 

Brenda Regalado

Staff Accountant
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Brenda graduated in December of 2017 from San Jose State University with an accounting degree. She enjoys hiking, reading, and is learning to cook. She also enjoys spending time with freinds and family on the weekends.

Anneliese Scadden

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For seventeen years, Anneliese’s passion has been helping to prepare critical bookkeeping information and improving accounting operations for long-term organizational health and well-being. Without experience oversight, this often overlooked function results in business interruptions, time consuming interactions with filing agencies, and costly inefficiencies.  Anneliese enjoys getting companies on track and implementing procedures for keeping them there. Joining Karuna Advisors in 2019, Anneliese has applied her vast bookkeeping knowledge for the betterment of Karuna’s clients.  When not in the office, Anneliese enjoys spending time with her husband and three children, along with hiking, reading and travelling.

Melodie Tsai


Melodie Tsai, Esq.


Melodie is a seasoned tax and legal advisor who has worked with Silicon Valley's notable companies and entrepreneurs.  With over 20-years of a combination of "Big Four" Accounting and multinational business experiences, she has focused on helping clients and businesses achieve financial goals, in alignment with international tax and legal parameters.  She has a passion for integrating people and families with their priorities.  At Karuna Advisors, Melodie provides and implements customized financial solutions that integrates multiple aspects of clients' goals, individual and family needs, investment preferences, technical resources, and applicable tax laws.  When not empowering clients financially, Melodie enjoys coastal hikes and other mountainous explorations.  In the past, Melodie hiked the Himalayas delivering school supplies in Nepal.